How To Appraisal A Roof

Let s say that a home is damaged by a hailstorm.

How to appraisal a roof.

Replacing a roof falls into the realm of preventative maintenance. When this happens the insured has the right to invoke the insurance appraisal process. Age of roof they say the roof has to be in good condition says veteran appraiser charles argianas president and founder of argianas associates. According to the zillow group consumer housing trends report 2018 18 of sellers reported replacing or repairing their roof before selling.

How to appraise a roof condition. The disputes may be about damage to buildings or property in this example about hail roof damage. If you do decide to move forward you ll be in good company. The appraisal provision allows the policyholder to hire an independent appraiser to determine the value of their damages.

On occasion the insurance companies are unwilling to pay the present day fair market value for the roof replacements. During a roof appraisal both parts are inspected for. All roofs contain of two parts the sheathing deck and the protective roofing surface that covers it. According to mack strickland an appraiser in chester virginia a home that demonstrates a lack of preventative maintenance can lose 10 percent of its value.

It s the appraisal clause sometimes referred to as the appraisal provision. I don t know any appraisers that open the window and climb out to the roof but they ll assume that a roof has a 20 year life. The appraisal process as it applies to hail and wind damage to roofs typically begins after the original adjuster has rendered a decision that the homeowner does not agree with. Appraisal is a clause within most homeowner s insurance policies that allows a process to settle disputes.